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Here we are...

February 23rd, 2006 at 06:17 am

Here goes: we are 32,000 in debt plus a 10,000 car. 28,000 of this is credit card debt. A few thousand of this credit card debt is from my car -- i wanted to bring down the principal on the car loan so I could refinance. 10,000 or so of the credit card debt is related to a stupid timeshare purchase (which we sold to pay taxes last year).

I make $55,000 a year and my wife doesn't work at the present time. We are living with my wife's parents to get ourselves on track financially.

Well, we are in faith that with God's help and a lot of better decisions, we'll be able to get out of debt in a few years.

We're attending a Crown Financial course right now at a local church.

I've been listening to Dave Ramsey on the radio for the past couple weeks on a recommendation from my brother. Boy, does he ever make sense! I'm hoping to be able to bring his Financial Peace University course to my church

I've started 2 blogs in the past which never made it past the first post or two before I gave up. I hope this one lasts longer.