Archive for February, 2006
I have 2 websites I made last year:
The first I'm auctioning off on eBay (see post below for listing). There are no bids yet . Someone told me they would give me $300 for it if it doesn't sell on eBay. I'm sure I'll get at least one bid -- I hope I get 2 and that it ends up at least at $300.
The second site I was going to just shut down. I've made $50 or so in the past month with it, but it was just consuming so much of my heart that I decided to shut it down. I put up a large red "discontinued until further notice" sign on the top of every page. That same night I had 2 more requests. I thought maybe I should give it another chance.
I wrote a press release about the site yesterday which will be released tomorrow. I'll see how the press release does and if it generates some more revenue. I paid $40 for the press release distribution, so I hope I'm not just back to my old ways.
I just posted an eBay auction for one of the sites I developed this past year. Since I'm trying to spend more time with God and family -- and I'm trying to save money for an emergency fund -- I decided to sell my website.
Here's the ebay auction if you're interested in checking it out. It is actually something that could earn someone some money, if they have a little money to put into it. I'm hoping to get $250-$500 for it, but we'll see what the market determines.
It took me about 3 hours to post it on eBay (and email people I thought would be interested), so it better make me some money!
I went out on a date with my wife last night. We went to Moe's restaurant for dinner and then rented a movie at blockbuster (transporter 2). The food wasn't bad nor was the movie, but we spent $27. This also includes $3.50 for some girl scout cookes -- they were stationed at the entrance to blockbuster.
I'd like to be able to take my wife out 2-3 times a month, but I don't want to $30-$50 each time. This money actually came from my wife's babysitting -- she made $50 the night before. I need to come up with some dates which don't cost much money but are still fun.
I just got my first full paycheck at my new job. After taxes and everything it was $1,488. This should be my paycheck every 2 weeks. Knowing this amount will make it much easier to budget. We should have around $700 extra each month to put toward emergency fund and then debt.
We only have the extra amount because we're living with my wife's parents basically for free. If we were paying rent, we would still be in deficit mode.
I am excited about the change God is bringing to my life. For the past 9 months or so -- actually the past 2 years -- I have been very interested in "starting a side business." There is nothing wrong with this, the entrepreneurial spirit drives america. But my entrepreneurial spirit was more motivated by a desire to get rich quick and consumed my free time and my heart. I have made about $60 and lost about $1,000. Not that the money was that big a deal -- it stole far more from my heart and love for God and family than $1,000.
I have a couple side websites which have consumed a lot of my time. God is leading me to give them up for now and I'm EXCITED about doing this. I felt I should give them up 4 months ago, but I didn't want to. I'm so happy that God is changing my heart so that I "steady plodding" instead of "get rich quick" excites me. Jesus is capturing my heart.
According to the teaching of Dave Ramsey and Crown Financial, we are working toward getting $1,000 into an emergency fund before we tackle our debt head on. This will keep us from going into further debt if the car needs repair or something.
We've got $250 saved so far. I may be able to put another $200 in the account, but I'm really not sure how much money I have in my checking account -- a lot of unreconciled debit card purchases.
I get paid tomorrow. We're living with my wife's parents for the time being so we have a lot of extra money to get ourselves on track financially. I don't know how much I get paid -- this will be my first full check at the new job and I don't know what the check will look like after taxes and other deductions. I'm excited to find out!
After payday tomorrow, I might be able to put another $500 into the emergency fund. In any case, I think we'll have the it funded in under a month!
We attended the week 6 (of 10) crown financial meeting last night. The topic was giving. The theme was that giving should be done out of love -- God is not pleased by our amount, but by our hearts. I'm not sure what "amount" we will give -- but I'm excited about doing so joyfully!
Here goes: we are 32,000 in debt plus a 10,000 car. 28,000 of this is credit card debt. A few thousand of this credit card debt is from my car -- i wanted to bring down the principal on the car loan so I could refinance. 10,000 or so of the credit card debt is related to a stupid timeshare purchase (which we sold to pay taxes last year).
I make $55,000 a year and my wife doesn't work at the present time. We are living with my wife's parents to get ourselves on track financially.
Well, we are in faith that with God's help and a lot of better decisions, we'll be able to get out of debt in a few years.
We're attending a Crown Financial course right now at a local church.
I've been listening to Dave Ramsey on the radio for the past couple weeks on a recommendation from my brother. Boy, does he ever make sense! I'm hoping to be able to bring his Financial Peace University course to my church
I've started 2 blogs in the past which never made it past the first post or two before I gave up. I hope this one lasts longer.